Conventional
Primary homes, second homes, and investment properties with competitive pricing.
Xpert Home Lending Inc.
Mark Rowland
Loan Advisor
Company NMLS
2179191
Mark Rowland NMLS
1544568
Straight answers, fast communication, and loan options that fit your situation. I can help with purchases, refinances, investments, and specialty lending.
Equal Housing Opportunity
Serving borrowers with a wide range of scenarios.
Talk directly with Mark
Tell me what you’re trying to do (purchase/refi/investment), your timeline, and any special details (self-employed, bank statement, DSCR, etc.). I’ll map out options and next steps.
Conventional • FHA • VA • Jumbo
Bank Statement • DSCR • P&L
Reverse Mortgages (incl. Purchase / Wealth Preservation)
Commercial Loans (Multi-family • Office • Retail • Medical)
Loan Programs
Whether your situation is straightforward or complicated, I’ll help you choose the right structure and get to the closing table.
FHA
Flexible credit and down payment options—ideal for many first-time buyers.
VA
Options for eligible veterans and active-duty service members, including 0% down scenarios.
Jumbo
Financing for higher-balance loans with a range of fixed and adjustable options.
Bank Statement Loans (Self‑Employed)
Qualify using bank statement cash flow when tax returns don’t tell the whole story.
DSCR Loans (Investment Properties)
Debt Service Coverage Ratio loans that focus on property income instead of personal income.
P&L Loans (Alternative Documentation)
Alternative documentation programs for qualifying with profit & loss statements.
Reverse Mortgages
Reverse Mortgage • Reverse Mortgage for Purchase • Wealth Preservation strategies.
Commercial (All Types)
Commercial financing for multi-family, office, retail, and medical properties—owner-occupied or investment. We’ll structure terms to fit your asset, cash flow, and timeline.
Service Areas
I’m licensed and can help borrowers in California (CA), Texas (TX), Washington (WA), and Kansas (KS). If you’re buying, refinancing, investing, or exploring a reverse mortgage, I’ll walk you through the best options for your state and scenario.
California (CA)
Serving borrowers across California, including Los Angeles County, Ventura County, Orange County, San Diego, the Bay Area, Sacramento, and surrounding regions.
Texas (TX)
Helping borrowers statewide, including Dallas–Fort Worth, Houston, Austin, San Antonio, and surrounding communities.
Washington (WA)
Serving Washington borrowers, including Seattle, Tacoma, Bellevue, Everett, Spokane, and beyond.
Kansas (KS)
Serving Kansas borrowers, including Wichita, Overland Park, Olathe, Lawrence, and nearby areas.
About Mark
I’m Mark Rowland, Loan Advisor with Xpert Home Lending Inc. I focus on clear communication, clean underwriting, and getting you to “clear to close” without surprises.
- Purchase, refinance, investment, and specialty lending
- Self-employed and investor-friendly options
- Commercial lending support for a wide range of property types
Corporate Office
1100 Satellite Blvd NW
Suwanee, GA 30024
Suwanee, GA 30024
Company NMLS
2179191
Mark Rowland NMLS
1544568
Equal Housing
Get Started
Call/text me at 310-710-2255 or email mrowland@xperthomelending.com. If you prefer, use the form below and I’ll reach out.
What do you need from me?
Purchase price/value, down payment, estimated credit, income type (W-2/self-employed), and your timeline.
Do you do investment and self-employed loans?
Yes—DSCR, bank statement, and P&L options are available, depending on the scenario.